krista@kristafreeborn.com
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Crest Realty Westside
Independently Owned and Operated
I have listed a new property at 709 288 1ST AVE W in Vancouver.
Developed by Cressey Developments, & award winning Rafii Architects, this LEED Silver building has it all! Rarely available 2 bed + den + flex corner unit has fabulous ocean, mountain, & downtown views, N/E/S exposure bringing in lots of light, a great floorplan w/ open concept living, separated bedrooms, balcony w/ great views! Contemporary finishings include Fagor gas cooktop & wall oven, integrated Blomberg fridge/freezer & dishwasher blends in with the cabinets, stone counters, appliance cabinets, 5" wide engineered hardwood, frameless glass shower doors, black out blinds. Air con, community veggie roof garden, amazing roof deck & party room, gym, steam room, sauna, children's play area. Parking & locker. Call me today!
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PROTECT YOURSELF: STRATA WATER DEDUCTIBLE REVIEW REMINDER
WEBSITE OPTIONSThe majority of strata Annual General Meetings are coming up over the next few months presenting an ideal opportunity for strata lot owners to verify that their home owner insurance policy water deductible coverage matches that of the strata corporation's master building policy and if not advise their insurance broker immediately. 

The BC Strata Property Act requires that any AGM Notice includes a copy of the strata corporation's insurance policy summary. This summary page will include a notation on what the building’s current water deductible amount is. Depending on any resultant water damage claims filed in the past policy year and the extent of damage, this deductible amount can increase to a staggering amount from the previous year. It is not uncommon for strata's today to have a deductible in the $50,000 to $100,000 range from the days of when they were $5,000 to $25,000.  

WHY IS THIS IMPORTANT TO YOU AS A STRATA OWNER?
Deductible assessment coverage is an additional coverage that has become increasingly important in light of the increasing cost and frequency of resultant water damage claims. For example, if the building is damaged due to a water leak, the strata corporation would generally file a water damage claim with its own insurance company.
Section 158 of the Strata Property Act states that the insurance deductible in respect of a claim is a common expense, but the strata corporation may sue an owner in order to recover the deductible portion of an insurance claim if the owner is responsible for the loss or damage that gave rise to the claim. Two landmark BC court decisions in 2007 determined that the strata corporation need not prove negligence in order to determine owners' responsibility. A strata corporation may sue a strata lot owner to recover the insurance deductible even though the owner was not negligent and merely caused or brought about the events that resulted in the damage.

To remove ambiguity and potentially save on future legal expenses, some strata corporations have passed bylaws that clarify that owners are strictly liable for damage to common property that originates in their units.

CONCLUSION
It is therefore important that all strata owners review the building policy and advise their insurance broker of the building deductible amounts to ensure their unit policy includes sufficient coverage for all building deductibles including water damage. This information is included in the insurance summary report within the NOTICE of Annual General Meeting that strata corporations are required to provide strata lot owners prior to the Annual General Meeting. Some strata buildings due to frequent or a single extensive resultant water damage claim are now facing water damage deductibles of $50,000 to $100,000.

ADDITIONAL COVERAGE FOR YOU TO CONSIDER
Additional coverage riders available to strata unit owners that are well worth considering are:
  • Increased unit improvements and betterments coverage insures upgrades to the unit a
  • Loss assessment coverage typically pays the owner's share to cover major property and liability losses on common property that may exceed the strata corporation's policy limits.
  • Request your insurance broker to advise you of any other additional riders that you should consider.
SOURCE: Insurance Brokers Association of BC
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I have sold a property at 21 2358 RANGER LANE in Port Coquitlam.
The coveted Fremont Indigo complex by reputable Mosaic is not to be missed! Located beside the Pitt River, enjoy the tranquil & peaceful setting while walking & riding along 25 kms of seemingly never ending trails! The outdoor pool & lounge furniture will wow you! 2500 sq ft clubhouse with gym, party room, basketball court, children's playground, dog & bike wash station. You will feel like you are on vacation while at home! 3 bedrooms, all on one level. Open concept living, huge windows, S/S appliances, stone counters, double tandem garage with custom storage solutions + 1 uncovered parking. Over $20,000 in upgrades in this new townhouse! Easy access to transit & highways. Make your real estate dreams happen today! Open house Sat & Sun Nov 4 & 5, 2-4PM
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I have listed a new property at 21 2358 RANGER LANE in Port Coquitlam.
The coveted Fremont Indigo complex by reputable Mosaic is not to be missed! Located beside the Pitt River, enjoy the tranquil & peaceful setting while walking & riding along 25 kms of seemingly never ending trails! The outdoor pool & lounge furniture will wow you! 2500 sq ft clubhouse with gym, party room, basketball court, children's playground, dog & bike wash station. You will feel like you are on vacation while at home! 3 bedrooms, all on one level. Open concept living, huge windows, S/S appliances, stone counters, double tandem garage with custom storage solutions + 1 uncovered parking. Over $20,000 in upgrades in this new townhouse! Easy access to transit & highways. Make your real estate dreams happen today! Open house Sat & Sun Nov 4 & 5, 2-4PM
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Please visit our Open House at 21 2358 RANGER LANE in Port Coquitlam.
Open House on Saturday, November 4, 2017 2:00PM - 4:00PM
The coveted Fremont Indigo complex by reputable Mosaic is not to be missed! Located beside the Pitt River, enjoy the tranquil & peaceful setting while walking & riding along 25 kms of seemingly never ending trails! The outdoor pool & lounge furniture will wow you! 2500 sq ft clubhouse with gym, party room, basketball court, children's playground, dog & bike wash station. You will feel like you are on vacation while at home! 3 bedrooms, all on one level. Open concept living, huge windows, S/S appliances, stone counters, double tandem garage with custom storage solutions + 1 uncovered parking. Over $20,000 in upgrades in this new townhouse! Easy access to transit & highways. Make your real estate dreams happen today! Open house Sat & Sun Nov 4 & 5, 2-4PM
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Please visit our Open House at 21 2358 RANGER LANE in Port Coquitlam.
Open House on Sunday, November 5, 2017 2:00PM - 4:00PM
The coveted Fremont Indigo complex by reputable Mosaic is not to be missed! Located beside the Pitt River, enjoy the tranquil & peaceful setting while walking & riding along 25 kms of seemingly never ending trails! The outdoor pool & lounge furniture will wow you! 2500 sq ft clubhouse with gym, party room, basketball court, children's playground, dog & bike wash station. You will feel like you are on vacation while at home! 3 bedrooms, all on one level. Open concept living, huge windows, S/S appliances, stone counters, double tandem garage with custom storage solutions + 1 uncovered parking. Over $20,000 in upgrades in this new townhouse! Easy access to transit & highways. Make your real estate dreams happen today! Open house Sat & Sun Nov 4 & 5, 2-4PM
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I have sold a property at 316 110 SWITCHMEN ST in Vancouver.
Sought after LIDO building, built by the popular & reputable Bosa Properties, is going to make another buyer happy with this fabulous, bright, immaculate 849 sq ft 2 bedroom, 2 bathroom condo. Facing the quiet, south side, this home is a great layout & has an extra large, private, 100 sq ft balcony. Air con, open kitchen with sit-up bar, high end S/S Miele appliances, stone counters, pantry, large master bedroom fits a king bed, en-suite bathroom, hardwood floors, full size washer/dryer, storage locker located beside suite, parking on P1, concierge. Lounge by the amazing outdoor pool & heated cabanas! Gym, steps to the seawall. Call me today for a private showing & make this move-in ready home yours! SUNDAY OPEN HOUSE CANCELLED.
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I have sold a property at 312 2393 RANGER LANE in Port Coquitlam.
Make Mosaic's latest development, Fremont Emerald, in the coveted Fremont complex, your home! Situated along 40 kms of trails & the Pitt River, the outdoor enthusiast will find your sanctuary here. The 12,500 sq ft exclusive amenity building boasts a lovely outdoor pool, lounge area with modern furniture, gym, party room, basketball court, climbing wall, kids play room, bike wash & dog wash station, & bike sharing for those without a bike who want to hit the trails. This fabulous 788 sq ft one bedroom + den, plus flex room with a large balcony has oversized windows, modern finishes & great design. Completion estimated to be April 2018. Interior photos from sales centre. Call me to make this amazing home yours!
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Please visit our Open House at 316 110 SWITCHMEN ST in Vancouver.
Open House on Sunday, October 15, 2017 3:00PM - 4:00PM
Sought after LIDO building, built by the popular & reputable Bosa Properties, is going to make another buyer happy with this fabulous, bright, immaculate 849 sq ft 2 bedroom, 2 bathroom condo. Facing the quiet, south side, this home is a great layout & has an extra large, private, 100 sq ft balcony. Air con, open kitchen with sit-up bar, high end S/S Miele appliances, stone counters, pantry, large master bedroom fits a king bed, en-suite bathroom, hardwood floors, full size washer/dryer, storage locker located beside suite, parking on P1, concierge. Lounge by the amazing outdoor pool & heated cabanas! Gym, steps to the seawall. Call me today for a private showing & make this move-in ready home yours! Open house Sat 2-4pm, & Sun 3-4pm.
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I have listed a new property at 316 110 SWITCHMEN ST in Vancouver.
Sought after LIDO building, built by the popular & reputable Bosa Properties, is going to make another buyer happy with this fabulous, bright, immaculate 849 sq ft 2 bedroom, 2 bathroom condo. Facing the quiet, south side, this home is a great layout & has an extra large, private, 100 sq ft balcony. Air con, open kitchen with sit-up bar, high end S/S Miele appliances, stone counters, pantry, large master bedroom fits a king bed, en-suite bathroom, hardwood floors, full size washer/dryer, storage locker located beside suite, parking on P1, concierge. Lounge by the amazing outdoor pool & heated cabanas! Gym, steps to the seawall. Call me today for a private showing & make this move-in ready home yours! Open house Thurs 5-6pm & Sat 2-4pm
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Please visit our Open House at 316 110 SWITCHMEN ST in Vancouver.
Open House on Thursday, October 12, 2017 5:00PM - 6:00PM
Sought after LIDO building, built by the popular & reputable Bosa Properties, is going to make another buyer happy with this fabulous, bright, immaculate 849 sq ft 2 bedroom, 2 bathroom condo. Facing the quiet, south side, this home is a great layout & has an extra large, private, 100 sq ft balcony. Air con, open kitchen with sit-up bar, high end S/S Miele appliances, stone counters, pantry, large master bedroom fits a king bed, en-suite bathroom, hardwood floors, full size washer/dryer, storage locker located beside suite, parking on P1, concierge. Lounge by the amazing outdoor pool & heated cabanas! Gym, steps to the seawall. Call me today for a private showing & make this move-in ready home yours! Open house Thurs 5-6pm & Sat 2-4pm
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Please visit our Open House at 316 110 SWITCHMEN ST in Vancouver.
Open House on Saturday, October 14, 2017 2:00PM - 4:00PM
Sought after LIDO building, built by the popular & reputable Bosa Properties, is going to make another buyer happy with this fabulous, bright, immaculate 849 sq ft 2 bedroom, 2 bathroom condo. Facing the quiet, south side, this home is a great layout & has an extra large, private, 100 sq ft balcony. Air con, open kitchen with sit-up bar, high end S/S Miele appliances, stone counters, pantry, large master bedroom fits a king bed, en-suite bathroom, hardwood floors, full size washer/dryer, storage locker located beside suite, parking on P1, concierge. Lounge by the amazing outdoor pool & heated cabanas! Gym, steps to the seawall. Call me today for a private showing & make this move-in ready home yours! Open house Thurs 5-6pm & Sat 2-4pm
Read Full Story
I have listed a new property at 312 2393 RANGER LANE in Port Coquitlam.
Make Mosaic's latest development, Fremont Emerald, in the coveted Fremont complex, your home! Situated along 40 kms of trails & the Pitt River, the outdoor enthusiast will find your sanctuary here. The 12,500 sq ft exclusive amenity building boasts a lovely outdoor pool, lounge area with modern furniture, gym, party room, basketball court, climbing wall, kids play room, bike wash & dog wash station, & bike sharing for those without a bike who want to hit the trails. This fabulous 788 sq ft one bedroom + den, plus flex room with a large balcony has oversized windows, modern finishes & great design. Completion estimated to be April 2018. Interior photos from sales centre. Call me to make this amazing home yours!
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I have sold a property at 21318 32 AVE in Langley.
This GORGEOUS, TRANQUIL, 10.16 ACRE fenced farm will absolutely WOW you!! This is the perfect MODERN FARM you've been waiting for! Beautifully RENOVATED, this 4 bed, 3 bath home in the ALR is surrounded by FRUIT TREES, DECKS, a POOL, partially cross fenced MEADOWS, & a TREED CREEK great for livestock. The 4 STALL BARN with tack room will house your beloved horses. This 2 level home has huge windows bringing the outdoors in, VIEWS of the North Shore mountains & Mt. Baker, SKYLIGHTS, 2 FIREPLACES for cozy days & evenings, NEW ROOF, S/S APPLIANCES, gas range for the chef of the home, gorgeous master area with soaker tub, and so much more! See drone video. Call today to make this dream home a part of your reality!
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I have sold a property at 9015 204 ST in Langley.
This back yard will WOW you! So private & beautiful! Lovingly & meticulously maintained by the original owner, this 4 bedroom, 3 bathroom Walnut Grove home is turn key. New roof 2008, high efficiency furnace 2008, hot water tank 2010, washer/dryer 2012, & S/S kitchen appliances 2006. Built-in speaker system, closet organizers, mud room, double garage with shelving, central vacuum, 2 fireplaces for cozy evenings. Paved area at side of house has basketball net, or could be boat parking/extra storage. Close to all amenities...leave your car at home & walk to restaurants, coffee shops, theatres, parks just steps away. Nothing to do but unpack & start living your dream summer!
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I have listed a new property at 21318 32 AVE in Langley.
This GORGEOUS, TRANQUIL, 10.16 ACRE fenced farm will absolutely WOW you!! This is the perfect MODERN FARM you've been waiting for! Beautifully RENOVATED, this 4 bed, 3 bath home in the ALR is surrounded by FRUIT TREES, DECKS, a POOL, partially cross fenced MEADOWS, & a TREED CREEK great for livestock. The 4 STALL BARN with tack room will house your beloved horses. This 2 level home has huge windows bringing the outdoors in, VIEWS of the North Shore mountains & Mt. Baker, SKYLIGHTS, 2 FIREPLACES for cozy days & evenings, NEW ROOF, S/S APPLIANCES, gas range for the chef of the home, gorgeous master area with soaker tub, and so much more! Call today to make this dream home a part of your reality!
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I have listed a new property at 9015 204 ST in Langley.
This back yard will WOW you! So private & beautiful! Lovingly & meticulously maintained by the original owner, this 4 bedroom, 3 bathroom Walnut Grove home is turn key. New roof 2008, high efficiency furnace 2008, hot water tank 2010, washer/dryer 2012, & S/S kitchen appliances 2006. Built-in speaker system, closet organizers, mud room, double garage with shelving, central vacuum, 2 fireplaces for cozy evenings. Paved area at side of house has basketball net, or could be boat parking/extra storage. Close to all amenities...leave your car at home & walk to restaurants, coffee shops, theatres, parks just steps away. Nothing to do but unpack & start living your dream summer! Open house Sat June 17, 1-4pm & Sun June 18, 2-4
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Please visit our Open House at 9015 204 ST in Langley.
Open House on Saturday, June 17, 2017 1:00PM - 4:00PM
This back yard will WOW you! So private & beautiful! Lovingly & meticulously maintained by the original owner, this 4 bedroom, 3 bathroom Walnut Grove home is turn key. New roof 2008, high efficiency furnace 2008, hot water tank 2010, washer/dryer 2012, & S/S kitchen appliances 2006. Built-in speaker system, closet organizers, mud room, double garage with shelving, central vacuum, 2 fireplaces for cozy evenings. Paved area at side of house has basketball net, or could be boat parking/extra storage. Close to all amenities...leave your car at home & walk to restaurants, coffee shops, theatres, parks just steps away. Nothing to do but unpack & start living your dream summer! Open house Sat June 17, 1-4pm & Sun June 18, 2-4
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Please visit our Open House at 9015 204 ST in Langley.
Open House on Sunday, June 18, 2017 2:00PM - 4:00PM
This back yard will WOW you! So private & beautiful! Lovingly & meticulously maintained by the original owner, this 4 bedroom, 3 bathroom Walnut Grove home is turn key. New roof 2008, high efficiency furnace 2008, hot water tank 2010, washer/dryer 2012, & S/S kitchen appliances 2006. Built-in speaker system, closet organizers, mud room, double garage with shelving, central vacuum, 2 fireplaces for cozy evenings. Paved area at side of house has basketball net, or could be boat parking/extra storage. Close to all amenities...leave your car at home & walk to restaurants, coffee shops, theatres, parks just steps away. Nothing to do but unpack & start living your dream summer! Open house Sat June 17, 1-4pm & Sun June 18, 2-4
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I don't know about you, but I can't keep track of what all the symbols are for doing laundry.  So, this will certainly help me...I hope it helps you also.  

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