The Feds announced they don't expect rates to change until 2014.  Just a couple of days after this announcement however, RBC announced a rate increase is happening today, so if you are buyer and don't have your rate hold in place yet, call your mortgage broker asap.  The fixed rates are so low right now, perhaps we'll see a little movement with these rates, but not much movement with the prime rate.  Guess we'll have to wait and see...